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Updated Independent Foreclosure Review information

The January 7, 2013 Independent Foreclosure Review Settlement was driven by banking regulators who felt that the mandatory foreclosure review was inefficient, costly and not yielding relief for homeowners.  Thirteen (13) mortgage servicing companies subject to enforcement for deficient practices in mortgage loan servicing and foreclosure processing have reached an agreement with the OCC and Federal Reserve Board to pay more than $9.3 million in cash and other assistance to help bororwers.
Note: The settlement ended the Independent Foreclosure Review for ten (10) of the servicers and will result in $3.6 billion in cash payments to nearly 4.2 million eligible borrowers and $5.7 billion in additional assitance.  The Independent Foreclosure Review process will continue for loans being serviced by Ally, Everbank and Onewest.
Relief will be distributed to homeowners even if they did not file a claim for their loans to be reviewed. A payment agent will be appointed to administer payments to borrowers. Borrowers will not be required to execute a waiver of any legal claims they may have against their servicer as a condition for receiving payment. The servicers' internal complaint process will remain available to borrowers.
Relief includes loan modification, principal reduction, forgiveness of deficiency balances. 
You could be contacted as early as March 31, 2013.   This agreement is separate from the National Mortgage Servicing Settlement that occurred in early 2012.
If your loan is serviced by one of the following lenders, then you may be eligible for additional relief under the settlement:
Bank of America
JP Morgan Chase
Wells Fargo
MetLife Bank
US Bank
Goldman Sachs
Morgan Stanley
(Note: Ally Financial, HSBC, OneWest Bank and Everbank were originally a part of the settlement but did not sign on to this agreement).
For more information, contact 888-952-9105.
This settlement is separate from the other settlements discussed herein.

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